Home Loan

EMPOWERING CLIENTS

HOME LOAN

Our Home Loan offerings are tailor-made for purchasing a home or constructing one. Perfect Financial Consultancy also offers to transfer your Home Loan balance. Our housing loans start at an affordable interest rate of just 6.70%*. You can choose the Home Loan amount, tenure, and the EMI period as per your convenience. Perfect Financial Consultancy Housing Loan offers you all online Home Loan solutions if you want to buy, construct or renovate your house. Turn your dream home into reality with Perfect Financial Consultancy Home Loans With benefits such as a low-interest rate, longer tenure, comfortable home loan EMI and doorstep service. And what’s more is that our housing loan processing involves minimum documentation and is easy and seamless. Moreover, our years of experience in the industry make us one of the best home loan providers you have been looking for!

Home Loan Key Features

Wide Range of Home Loans

Perfect Financial Consultancy Home loans allows you to do much more than just buy a property – purchase a plot of land for construction, home extension, balance transfer and much more!

Attractive Home Loan Interest Rates

A simple, low cost Home Loan with an interest rate starting from 6.70%*. So that you can get into your new home sooner!

Highest Home Loan Eligibility

Why settle for less when you are deciding on your home? Take advantage of the Home Loan eligibility calculator. Calculate your housing loan eligibility in seconds.

Easy Repayment

We make the home buying easy, from the first click to turning the key. You can start your repayment tenure with lower EMI’s and pay more as your income grows.

What are the documents required to apply for a Home Loan?

The following are the accepted documents for a Home Loan application. An applicant needs to produce only one/two from each of the following category –

Age Proof

Valid Passport, Driving License, Life Insurance Policy, Birth Certificate, PAN Card, School Leaving Certificate

Photo Identity Proof

Voter ID Card, Valid Passport, Driving License, Aadhar Card, PAN Card

Address Proof

Utility Bills, Bank Statements, Property Registration Documents, Property Tax Receipt, Voter ID Card

Business Proof

Registration Certificate for Commencement of Business, your Business Profile on letter head, copy of the last two years’ Income Tax Returns

Income Proof

Last six months’ operative current account statement, copy of the last three years’ P/L Projection Statement, Bank Statements for the last six months of CC, OD facilities (if taken)

Existing Loan Details

to be provided via bank statements

Processing Fee Cheque

to be issued from your business account

Are you eligible for a Home Loan?

Your home loan eligibility will be determined based on the following criteria –

  • You must be between the ages of 24 and 65
  • Salaried employees must have a minimum salary of Rs. 30,000 and at least two years of work experience
  • Self-employed individuals must have at least three years of work experience in their current field
  • In case of NRIs or Non-Resident Indians; they should be salaried individuals having at least three years of work experience